Boundaries were one of the hardest things for me to learn. Growing up in a conservative household where putting others first at all costs was not only a virtue, but a requirement, boundaries felt like a sin. I felt like if I were to put boundaries in place, I would not only be selfish, butContinue reading “Merry and Boundaried: A Guide to Protecting Your Peace During the Holidays”
Author Archives: Stephani Niblock
Beyond Thanks: The Science of Gratitude and Using it to Master Financial Challenges
“Thank you for the money!” I stared at the words I wrote in red ink across the bill I didn’t know how I would pay. Desperate for a change in my financial situation, I was willing to try just about anything and this was a suggestion from the book “The Secret”. “How is writing theseContinue reading “Beyond Thanks: The Science of Gratitude and Using it to Master Financial Challenges”
Your Black Friday Battle Plan: 3 Tips to Avoid Overspending
If you come out of the holiday season with a financial hangover and a credit card bill that is bursting at the seams, this post is for you! Last year, consumers spent over $9.2 billion dollars in retail stores and another $17.2 Billion online on black Friday shopping. If you are like my family, youContinue reading “Your Black Friday Battle Plan: 3 Tips to Avoid Overspending”
Sweater Weather and Financial Advice: Part 3
Now that you know about the different types of advisors, let’s talk about a few other things you should know: how advisors get paid and potential questions to ask during your interview. But first, you should know what a fiduciary is and be aware of the best interest standard. What is “fiduciary” vs the “bestContinue reading “Sweater Weather and Financial Advice: Part 3”
Sweater Weather and Financial Advice: Part 2
Last week we talked about the difference between financial coaches and advisors. You’ve decided that you are pretty good with your money, you don’t need a coach, but you want financial advice to meet the goals you have set for yourself. Financial advisors are not all the same. They can differ in several ways soContinue reading “Sweater Weather and Financial Advice: Part 2”
Sweater Weather and Financial Advice: Part 1
With Halloween around the corner, we will kick off the holiday season which seems to put money on everyone’s mind. You might be thinking that you want help when it comes to money but you’re not sure where to start and I get it; the financial world can be a real maze. Whether you’re savingContinue reading “Sweater Weather and Financial Advice: Part 1”
5 Red Flags of Financial Abuse in Relationships
According to the National Coalition Against Domestic Violence, between 94-99% of domestic violence survivors have also experienced economic abuse. In a world where costs are going up quickly, it’s no surprise that 3 in 4 couples have tension when it comes to money. But there’s a big difference between healthy talks about money and somethingContinue reading “5 Red Flags of Financial Abuse in Relationships”
When Love Costs Too Much: The Financial Toll of Codependency
My partner walked out of a therapy appointment and informed me that his therapist told him that our relationship was codependent. I didn’t see the big deal. If codependency is focusing on someone else and putting them first, what is so wrong with that? I grew up being taught we were SUPPOSED to put othersContinue reading “When Love Costs Too Much: The Financial Toll of Codependency”
No Shame, Just Gain: Reimagining Your Relationship with Money
“Shame corrodes the very part of us that believes we are capable of change.” – Brene Brown Shame is a lie that disconnects you from others, from yourselves, and your purpose. It keeps you cowering in the dark where the monster of shame grows as it whispers, “you can’t tell anyone the truth, or theyContinue reading “No Shame, Just Gain: Reimagining Your Relationship with Money”
How Trauma Sabotages Our Finances
I consider myself lucky for having financial education growing up. My dad owned several businesses and money & business topics were openly talked about. I have been working professionally since I was 13 years old and by the time I moved out at the age of 19, I had $13,000 in my account, got aContinue reading “How Trauma Sabotages Our Finances”