How to Score Yourself a Raise

Alright, let’s dive into a topic that can make even the bravest of us break a sweat: asking for a raise. Don’t worry, though – while it might feel like entering a dragon’s den, with the right steps, you can totally nail it. This quick guide will walk you through the art of asking forContinue reading “How to Score Yourself a Raise”

Life Happens – Have an Emergency Savings

Living paycheck-to-paycheck sucks.  When any little thing happens it can send you into a whirlwind of panic looking for what you can sell, who you can borrow money from (again), or how you will get by until this storm passes.  You get through that and then something else comes up.  Sound familiar?  Life happens andContinue reading “Life Happens – Have an Emergency Savings”

Creating a Spending Plan with Inconsistent Income

In my last blog post, we talked about creating a spending plan that works but what if your income can be different from one month to the next? Freelancers, entrepreneurs, and those in the gig economy often find themselves facing the rollercoaster ride of irregular paychecks. The key to financial stability in such situations liesContinue reading “Creating a Spending Plan with Inconsistent Income”

Spend with Intention – Creating a Spending Plan That Works

There seems to be two types of people …Those who love budgets (Like me; I see it like a game to see how far under budget I can get so I can spend that money somewhere else…usually eating out.)  Then there are people like my husband that consider the “B” word an awful thing youContinue reading “Spend with Intention – Creating a Spending Plan That Works”

Priorities, Values, and That Dolla Dolla Bill Y’all

Aasha was a young college student and she walked into her next class to find that her professor had a big jar sitting on his desk.  She didn’t think much of it because he was a little quirky and she continued to settle into class.  A few minutes later the professor, without saying a word,Continue reading “Priorities, Values, and That Dolla Dolla Bill Y’all”

What is credit? Do I need it?

What is credit?  Credit is essentially the reputation that you have when it comes to borrowing money. That means if you get a credit card, student loan, a mortgage, a car payment, or any other debt through a financial institution, that institution is going to report that loan information to the credit bureaus.   There areContinue reading “What is credit? Do I need it?”